What is a SIP? How systematic investment plans in mutual funds work, rupee cost averaging, types of funds, a worked SIP example, risks, taxes and how to start in India.
GST 2.0 explained: the two-slab structure of 5% and 18% from 22 September 2025, the 40% rate for luxury and sin goods, GST-free health and life insurance, and examples.
TDS explained simply: how tax is deducted at source on salary, FD interest and rent, current thresholds, and how to check Form 16, Form 26AS, AIS and TIS before filing ITR.
Capital gains tax in India explained: STCG at 20% and LTCG at 12.5% on equity above βΉ1.25 lakh, debt fund rules, holding periods, tax harvesting and examples.
Income-tax Act, 2025 explained simply: effective 1 April 2026, the new "tax year" concept, fewer sections, new section numbers for 80C, 80D, 87A and TDS, and what stays the same.
New vs old tax regime for FY 2026-27 (Tax Year 2026-27): income tax slabs, βΉ12 lakh rebate, standard deduction, deductions allowed and worked examples to choose the better option.
PM Ujjwala Yojana explained: free LPG connection for poor households, βΉ300 subsidy per cylinder for up to 12 refills a year, eligibility, documents and how to apply online.
PM Mudra Yojana guide: Shishu, Kishore, Tarun and Tarun Plus loan limits up to βΉ20 lakh, who can apply, documents, interest, collateral-free loans and how to apply.
Pradhan Mantri Jan Dhan Yojana explained: zero-balance account, RuPay card, βΉ2 lakh accident cover, βΉ10,000 overdraft, eligibility, documents and how to open an account.
Pradhan Mantri Awas Yojana guide: PMAY-Urban 2.0 and PMAY-Gramin, who is eligible (EWS, LIG, MIG), interest subsidy, assistance amounts and how to apply online.
