Atal Pension Yojana explained: guaranteed pension of βΉ1,000 to βΉ5,000 a month from 60, contribution chart by age, eligibility (18-40, non-taxpayers), benefits for spouse and how to join.
NPS explained: Tier I vs Tier II, equity and debt choices, returns, tax benefits under old and new regimes, withdrawal and annuity rules, and NPS Vatsalya for children.
Step-by-step guide to activate your UAN, link Aadhaar, PAN and bank account, use face authentication, fix name mismatches and merge old PF accounts on the EPFO portal.
EPF withdrawal rules after the October 2025 EPFO reforms: three simplified categories, 12-month service rule, 25% minimum balance, final settlement timelines, tax and online claim steps.
EPF interest rate for 2025-26 is 8.25%. Learn how PF interest is calculated monthly and credited yearly, the employer-employee split, EPS, a worked example and tax rules.
How to make a health insurance claim in India: cashless and reimbursement process step by step, documents needed, timelines, common reasons for rejection and how to complain.
Types of life insurance explained: term plans, endowment, money-back, ULIPs and whole life policies compared on cover, returns, costs and who should buy which.
Motor insurance explained: mandatory third-party cover vs comprehensive policies, IDV, no-claim bonus, zero depreciation and other add-ons, and how to claim for cars and bikes.
Health insurance explained: sum insured, waiting periods, co-payment, room rent limits, no-claim bonus, cashless hospitals, top-up plans and how to choose a policy in 2026.
Term insurance explained simply: what it is, how much life cover you need, how premiums are decided, riders, claim settlement ratio, GST exemption and mistakes to avoid.
